Kentucky property tax by county
Typical rates and bills for every county, from the Census survey 2020-2024.
Estimate my billTypical rate0.75%ranks 29 of 51
Typical yearly bill$1,544US $3,119
State income tax3.5% flattax year 2026
State sales tax6%before local taxes
How Kentucky changed in five years
Typical bill$1,210 → $1,544+28%
Median home value$141,000 → $205,600+46%
Typical rate0.86% → 0.75%-0.11 pts
Comparing the Census surveys for 2015-2019 and 2020-2024, which do not overlap. Home values rose faster than bills, so the effective rate went down, often because of caps on assessment increases or rate cuts.
Ways to lower your bill in Kentucky
- Homestead exemption or credit. Kentucky homeowners can usually reduce the taxable value of the home they live in. You apply once with your county assessor, and the local deadline is often in the first months of the year. How homestead exemptions work
- Senior, disability and veteran relief. Extra exemptions, freezes or credits are common for owners 65 and over, people with disabilities and veterans with a service-connected disability. Many need a separate form. Senior relief explained
- Appeal a high value. If the assessed value is above what similar homes sell for, you can appeal for free, within a short window after the notice arrives. How to appeal
Official Kentucky information on exemptions
Amounts, income limits and deadlines change, and many programs are run county by county. Your county assessor's office can confirm what you qualify for.
Largest cities and towns
Louisville/Jefferson County metro government (balance)0.85%$1,989Lexington-Fayette0.87%$2,542Owensboro0.92%$1,642Bowling Green0.75%$1,807Covington1.11%$2,085Georgetown0.69%$1,839Jeffersontown0.86%$2,151Independence0.96%$2,527Florence0.87%$1,842Nicholasville0.73%$1,660Elizabethtown0.71%$1,740Henderson1.02%$1,627
Property tax in Kentucky, in plain words
Homeowners in Kentucky pay a typical 0.75% of their home's value in property tax each year, below the national figure of 0.94%. On the median home, worth $205,600, that comes to about $1,544 a year. Kentucky ranks 29th highest of the 50 states and DC by rate.
Rates vary across the state. Campbell County has the highest typical rate at 1.01%, and Rockcastle County the lowest at 0.48%. The table below lists every county, and each one has its own page with a calculator.
Kentucky's state income tax runs 3.5% flat. The state sales tax rate is 6%, and local sales taxes can add more. The typical property tax bill equals about 2.4% of median household income in Kentucky.
Every county in Kentucky
Tap a column to sort.
| County | Typical rate | Typical bill | Median home value |
|---|---|---|---|
| Adair County | 0.64% | $971 | $150,800 |
| Allen County | 0.54% | $1,046 | $192,300 |
| Anderson County | 0.75% | $1,697 | $225,100 |
| Ballard County | 0.73% | $1,065 | $145,800 |
| Barren County | 0.68% | $1,212 | $178,000 |
| Bath County | 0.66% | $850 | $129,800 |
| Bell County | 0.81% | $723 | $89,000 |
| Boone County | 0.85% | $2,372 | $277,300 |
| Bourbon County | 0.71% | $1,627 | $229,300 |
| Boyd County | 0.88% | $1,156 | $130,700 |
| Boyle County | 0.82% | $1,731 | $209,900 |
| Bracken County | 0.92% | $1,149 | $125,000 |
| Breathitt County | 0.72% | $510 | $70,300 |
| Breckinridge County | 0.58% | $916 | $156,700 |
| Bullitt County | 0.83% | $2,050 | $247,200 |
| Butler County | 0.58% | $645 | $111,100 |
| Caldwell County | 0.54% | $643 | $118,500 |
| Calloway County | 0.65% | $1,195 | $183,200 |
| Campbell County | 1.01% | $2,556 | $252,000 |
| Carlisle County | 0.79% | $945 | $120,400 |
| Carroll County | 0.76% | $1,070 | $140,900 |
| Carter County | 0.49% | $649 | $132,800 |
| Casey County | 0.60% | $812 | $136,300 |
| Christian County | 0.65% | $1,126 | $173,600 |
| Clark County | 0.70% | $1,451 | $205,800 |
| Clay County | 0.70% | $634 | $90,700 |
| Clinton County | 0.52% | $637 | $122,200 |
| Crittenden County | 0.57% | $731 | $127,300 |
| Cumberland County | 0.54% | $760 | $141,100 |
| Daviess County | 0.84% | $1,675 | $199,900 |
| Edmonson County | 0.55% | $881 | $160,300 |
| Elliott County | 0.61% | $755 | $123,500 |
| Estill County | 0.67% | $799 | $119,500 |
| Fayette County | 0.87% | $2,542 | $293,500 |
| Fleming County | 0.64% | $866 | $134,700 |
| Floyd County | 0.76% | $748 | $98,700 |
| Franklin County | 0.79% | $1,716 | $216,600 |
| Fulton County | 0.80% | $634 | $79,100 |
| Gallatin County | 0.83% | $1,476 | $178,200 |
| Garrard County | 0.69% | $1,422 | $204,900 |
| Grant County | 0.68% | $1,432 | $209,500 |
| Graves County | 0.66% | $970 | $147,800 |
| Grayson County | 0.56% | $930 | $164,600 |
| Green County | 0.65% | $817 | $125,000 |
| Greenup County | 0.87% | $1,171 | $134,000 |
| Hancock County | 0.66% | $930 | $141,200 |
| Hardin County | 0.66% | $1,480 | $225,800 |
| Harlan County | 0.99% | $732 | $73,700 |
| Harrison County | 0.66% | $1,328 | $202,100 |
| Hart County | 0.66% | $965 | $146,000 |
| Henderson County | 0.90% | $1,548 | $171,900 |
| Henry County | 0.81% | $1,611 | $197,900 |
| Hickman County | 0.67% | $779 | $115,700 |
| Hopkins County | 0.77% | $1,104 | $142,800 |
| Jackson County | 0.62% | $687 | $111,500 |
| Jefferson County | 0.86% | $2,136 | $248,400 |
| Jessamine County | 0.73% | $1,960 | $268,100 |
| Johnson County | 0.66% | $792 | $120,200 |
| Kenton County | 0.98% | $2,395 | $244,400 |
| Knott County | 0.74% | $571 | $77,000 |
| Knox County | 0.66% | $779 | $118,700 |
| Larue County | 0.60% | $1,104 | $183,500 |
| Laurel County | 0.57% | $906 | $159,500 |
| Lawrence County | 0.71% | $793 | $111,700 |
| Lee County | 0.84% | $705 | $83,900 |
| Leslie County | 0.82% | $563 | $69,000 |
| Letcher County | 0.96% | $648 | $67,400 |
| Lewis County | 0.64% | $617 | $96,000 |
| Lincoln County | 0.72% | $1,066 | $147,300 |
| Livingston County | 0.61% | $770 | $125,600 |
| Logan County | 0.61% | $1,010 | $164,900 |
| Lyon County | 0.63% | $1,196 | $189,500 |
| Madison County | 0.73% | $1,698 | $232,000 |
| Magoffin County | 0.78% | $694 | $89,000 |
| Marion County | 0.69% | $1,157 | $168,100 |
| Marshall County | 0.72% | $1,252 | $173,800 |
| Martin County | 0.82% | $716 | $86,900 |
| Mason County | 0.65% | $1,055 | $161,500 |
| McCracken County | 0.75% | $1,410 | $188,100 |
| McCreary County | 0.65% | $554 | $85,300 |
| McLean County | 0.64% | $954 | $148,500 |
| Meade County | 0.68% | $1,408 | $207,900 |
| Menifee County | 0.51% | $644 | $125,800 |
| Mercer County | 0.83% | $1,672 | $202,300 |
| Metcalfe County | 0.67% | $743 | $110,200 |
| Monroe County | 0.77% | $891 | $115,900 |
| Montgomery County | 0.73% | $1,265 | $172,200 |
| Morgan County | 0.66% | $780 | $118,200 |
| Muhlenberg County | 0.62% | $790 | $127,400 |
| Nelson County | 0.80% | $1,891 | $238,000 |
| Nicholas County | 0.59% | $729 | $123,000 |
| Ohio County | 0.62% | $753 | $121,400 |
| Oldham County | 0.90% | $3,519 | $393,100 |
| Owen County | 0.72% | $1,220 | $168,700 |
| Owsley County | 0.71% | $570 | $80,100 |
| Pendleton County | 0.80% | $1,275 | $159,800 |
| Perry County | 0.70% | $643 | $91,800 |
| Pike County | 0.69% | $772 | $112,000 |
| Powell County | 0.62% | $875 | $141,100 |
| Pulaski County | 0.63% | $1,057 | $166,900 |
| Robertson County | 0.54% | $893 | $165,100 |
| Rockcastle County | 0.48% | $596 | $123,600 |
| Rowan County | 0.55% | $885 | $161,800 |
| Russell County | 0.57% | $929 | $163,200 |
| Scott County | 0.66% | $1,908 | $288,500 |
| Shelby County | 0.77% | $2,339 | $304,800 |
| Simpson County | 0.60% | $1,371 | $229,400 |
| Spencer County | 0.66% | $2,188 | $330,000 |
| Taylor County | 0.69% | $1,202 | $174,200 |
| Todd County | 0.55% | $909 | $166,700 |
| Trigg County | 0.56% | $1,162 | $207,700 |
| Trimble County | 0.66% | $1,139 | $172,000 |
| Union County | 0.89% | $927 | $104,500 |
| Warren County | 0.65% | $1,668 | $258,000 |
| Washington County | 0.66% | $1,174 | $179,200 |
| Wayne County | 0.56% | $758 | $135,700 |
| Webster County | 0.88% | $993 | $112,900 |
| Whitley County | 0.64% | $849 | $131,800 |
| Wolfe County | 0.55% | $414 | $75,800 |
| Woodford County | 0.70% | $2,108 | $299,700 |